First Time Home Buyers

FHA First Time Buyer $0 Down:

First Time Home Buyers - FHA Loans

First Time Home Buyers – FHA Loans

First Time Home Buyers : FHA Loans Direct is pleased to announce that we offer $0 down for first time home buyers.  This is a fantastic program that you can take advantage of. A lot of people really like this option when compared with the USDA because the USDA is limited to rural areas only. With the FHA you can buy a home in urban or rural areas so there are a lot more options available when looking for a home. Through the Bond 79 Program you can get Down Payment Assistance up to 5% towards your home.

Requirements for 100% Financing, $0 Down:

check 600 or better credit score
checkCan be in urban or rural area
checkClosing costs can be rolled into the loan or paid by the seller.

Here are the Benefits of FHA Mortgage Loans:

checkYou will save thousands of dollars. No Down Payment!
checkCan buy home in urban or rural area
checkCan buy new home, existing, or have one built, brand new
FHA Mortgage Loan | FHA Mortgage Loan
  • Easy Qualifications

  • No cash reserves required

  • Non-occupying co-borrower allowed

  • Down payment assistance

FHA loans are here to help everyone obtain a home—even if you have bad credit! And FHA Home Loan Group is here to help you through the process.

This is possible because FHA loans are backed by the federal government. Don’t worry if you have filed for bankruptcy before, had issues with collection agencies or still have high debt, because you still might be eligible to receive an FHA mortgage. You don’t need to worry about having a lot of cash on hand for a down payment or for closing costs, nor do you have to worry about dealing with expensive “subprime” financing options.

So many more people are able to qualify for FHA loans compared to traditional loans.

Don’t wait to turn your dream of owning a home into reality. Our FHA specialists are here to help, and they never judge your past credit history. 

Pre Qualify for FHA Loan | FHA Loan